Car Insurance: Can You Decorate Your Car This Christmas?

With the Christmas festivities in full swing, many of us have put up our Christmas trees and lit our homes with twinkling lights.

However, price comparison company USwitch is urging motorists not to decorate their vehicles this year, and they warn that doing so could void your car insurance.

Last month more than 3,240 Brits searched Google for ‘Car Reindeer Antlers’ while a staggering 10,320 searched for ‘Christmas Car Decorations’.

While Christmas car decorations can definitely add some festive cheer to your engine, they could also void your insurance policy, Uswitch warns, since companies can refuse to pay out claims if you’re involved in an accident.

The Argos:

This is because decorating a car is considered a vehicle modification.

Businesses void insurance coverage because improving a vehicle’s aesthetics can make the car more attractive to thieves and criminals.

It could also mean your car insurance premiums would increase as the likelihood of you claiming a policy would also have increased.

Uswitch warns that anything from snowflake stickers to tinsel could end up breaking the deal, so it might be worth keeping the festive decorations just in your home.

An ABI spokesman said: “Insurers don’t want to play Scrooge and a bit of tinsel in your car won’t void your car insurance.

“But don’t overdo it and don’t do anything that could compromise your safety, such as B. Decorations that may obstruct your view and always ensure that all decorations comply with the law.

“If you are unsure about changes, contact your insurer.”

Have you already decorated your car for Christmas? Let us know in the comments. Car Insurance: Can You Decorate Your Car This Christmas?

Fry Electronics Team

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