Technology

I’m a bailiff and here are five times your car CANNOT be towed

Having your car towed by a bailiff is most people’s worst nightmare.

However, the current cost of living crisis has seen online searches related to bailiffs soar by a massive 569% year-on-year.

There are certain scenarios where bailiffs cannot legally take your car

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There are certain scenarios where bailiffs cannot legally take your carPhoto credit: Getty Images – Getty

Luckily, debt advice website DebtBuffer has put together a guide to all things murky business.

Part of the guide deals with the scenarios when your car cannot be towed by a bailiff.

The first is ‘a vehicle bearing a disability card or which is evidently being used by a disabled person’.

Second is “any caravan, caravan, houseboat or similar vehicle which is also one’s primary residence”.

The third is fairly specific but applies to some: “if your vehicle is essential to your job (e.g. if you’re a taxi driver) and is worth less than £1,350.”

Fourth is “a vehicle subject to a log loan where the final payment for the finance agreement has not yet been made.”

A logbook loan is a loan specifically secured on the vehicle itself.

Finally, bailiffs can’t take your car if it’s a motability program.

The guide also explains the difference between a bailiff and a collection agency.

“Debt collectors are typically employed to collect debt related to consumer credit such as loans, overdrafts, credit cards or arrears, although they can also work on behalf of your local council, the DVLA and HM Revenue and Customers.

“A collection agency or collection agency has no special legal authority or rights to collect debts, enter your property, or take anything that belongs to you.

“It is unusual for them to visit your house.”

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“Bailiffs are usually sent to your property to enforce a judgment following a court proceeding and usually when you have failed to fulfill the agreement made in court.

“Bailiffs have the power to collect debts, including the right to inspect your property and remove and sell your goods to settle the money you owe.

“You may be able to force entry into your property, but this is only to collect certain types of debt and is relatively rare.”

https://www.thesun.ie/motors/8779973/five-times-your-car-cant-be-towed-away/ I’m a bailiff and here are five times your car CANNOT be towed

Fry Electronics Team

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