Martin Lewis fan and MoneySavingExpert reader Lincoln saw his bill reduced from £1,333 a year to £642 – a saving of around 50% – but he did a quick performance check online
Image: Ken McKay/ITV/REX/Shutterstock)
A Martin Lewis fan has explained how they halved their tax bill by filling out a simple check.
MoneySavingExpert reader, known only as Lincoln, used a free performance verification tool to see if he was eligible for extra money.
He wasn’t eligible for benefits, but the calculator showed he was paying too much council tax.
After applying to his council for a reduction, Lincoln saw his bill reduced from £1,333 a year to £642 – a saving of £691, or around 50%.
In a letter to MSE, Lincoln said: “I used your calculator to see if I was eligible for any pension credit and it told me I wasn’t eligible.
“However, it said I paid too much council tax, so I applied and got a reduction from £1,333 a year to £642. IMPRESSIVE.”
Some of the most popular online performance calculators include those from Turn2us, Policy in Practice, and titledto.
Lincoln didn’t say exactly what type of council tax help he was requesting, but there are many ways to cut your bill.
This is how you reduce your municipal tax burden
Some people might be entitled to a council tax rebate of 25% to 100% on your bill.
However, the help offered depends on where you live – so it’s best to contact your local authority to find out what you can claim.
For example, if you’re the only adult living at your address, you might be eligible for a 25% rebate on your council tax bill, or you might be entitled to a 50% rebate on your council tax bill if everyone in your household is “disregarded” paying.
The maximum 100% discount may apply to someone who has a severe intellectual disability and lives alone, or if you live in a student-only household.
There are many different circumstances in which you can apply for a discount – so check with your municipality to see what help they offer.
You may also be able to apply for help through a Council Tax Reduction program (sometimes called Council Tax Support) if you are on a low income or receive certain benefits.
Depending on your circumstances, you can see your council tax bills reduced by up to 100%.
Whether or not you are eligible for help through a Council Tax Support program depends largely on:
Where do you live
Your living conditions (e.g. income, number of children, benefits, residence status)
Your household income – this includes savings, pensions and your partner’s income
If your children live with you
When other adults live with you
You can apply if you own your own home, rent, are unemployed or work.
Again, each community has its own scheme, so the help offered isn’t guaranteed – but it’s still worth checking out.
You may also be able to contest your council tax if you think you’re in the wrong band.
Do your research first, though, as you could end up increasing your bill if it turns out you’re in too low a band.
https://www.mirror.co.uk/money/martin-lewis-fan-explains-how-26752538 Martin Lewis fan explains how they reduced their council tax bill by £700 with a cheque