Mom overhauled her life by writing off a £35,000 debt and destroying most of the family’s fortune

A mother of four has brought about major changes in her life, clearing a debt of nearly £35,000 while saving 70% of the family’s belongings as part of her new minimalist lifestyle. she.

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Mom forgives £35,000 debt and cleans up half of the family’s belongings

After reading a life-enhancing book about minimalism and debt-free life, mother of four, Nici Garcia, knows she needs to look back at her own life and bring about some positive change.

Along with her partner Robert, 34, the 29-year-old young homeowner has completely reevaluated her family store lifestyle, throwing away things they don’t use while limiting clothing to 14 items per family member.

The Arizona-based family has also made some cut down the costs changes in their daily lives, from being careful about how much they eat for dinner, to staying on budget for groceries and other essentials.

With this scheme in place, the Garcias have since removed around 70 per cent of their belongings, in keeping with a minimalist mindset, while clearing just under $46,000 (£35k) in debt. Brother).







Nici was inspired after reading a book on minimalism
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Image:

@ flowerchild_nic / Mercury Press)

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“When I first started, I was really meticulous with money. We would put money in an envelope at the beginning of the month, like £894 ($1,200) a month in rent,” says Nici. and £450 ($600) for food and essentials.When the money ran out, that meant we couldn’t use more. money to buy things.

“The first three months are pretty tough and we’ll either finish what we have or go over budget within two weeks.

“In the end, we got hold of ourselves and ended up with money left at the end of the month – which we then used to pay off our debts and save up for a house.”







Their young children are said to have adopted a minimalist lifestyle
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Image:

@ flowerchild_nic / Mercury Press)

In just a year, the couple managed to pay off their student loans, while also saving £7,455 ($10K) on a home deposit.

Their children Remington, seven, Emerson, six, Charlotte, four, and Sebastian, one, are all believed to have fit into the family’s lifestyle overhaul, despite having lost much of it toy.

The family home is now minimally furnished, with all remaining belongings neatly stored, with the family getting rid of a lot of their stuff by selling or donating them,

Nici added: “I had a miscarriage and am really struggling with the bills and day-to-day life that are weighing on me. Cleaning up after the kids can take hours, and then a lot of work. Dusting and cleaning the rest of the house When I watched Cait Flanders’ ‘Loss Year’, I knew it was the healthy change my family needed.

“Some of my family members think I’m a bit crazy, while some intentionally go out and buy more for the kids after we’ve removed all the stuff they don’t use.

“It took them a while to understand, but now we ask for things we need for birthdays and Christmas or for money towards something.”

Have you experienced a major change in your lifestyle? We pay for stories. Email us at julia.banim@reachplc.com

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https://www.mirror.co.uk/money/mum-overhauls-life-clearing-35k-26327078 Mom overhauled her life by writing off a £35,000 debt and destroying most of the family's fortune

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