Ten cheapest family cars to insure in the UK

MOTORING experts have published a list of the ten cheapest family cars to insure – along with top tips to keep your insurance costs down.

The cheapest family car will cost you an average of £307 a year for insurance – saving families hundreds as research shows the average cost is £529.

A Ford Puma is the cheapest family car to insure


A Ford Puma is the cheapest family car to insurePhoto credit: Hasselblad H5D

The Ford Puma is the cheapest family car to insure, according to an analysis of over 5 million car customers by Admiral Car Insurance.

The second cheapest family car behind the Puma is the Volkswagen Up! which will cost you an average of just £308 a year for insurance.

Experts also rank this wheelset as the best option for novice riders.

Although the Up! has an average annual premium of £711 for 17 year olds, it’s the cheapest deal for young people.

The Škoda Karoq comes third on the list of cheapest family cars, costing just over £319 a year for insurance.

Another Škoda, the Kamiq, also made it into the top ten, taking sixth place for spaciousness and comfort.

Insuring the family car for the year will cost you £336.

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Other trending options include the Mini Clubman, which comes fourth with an average annual premium of £322.

Rounding out the top five is the Dacia Duster, which will cost you £331 a year to insure.

Alongside publishing this list, experts have shared their top tips for keeping family insurance costs down.

Clare Egan, the Admiral’s Head of Motor, said: “There are things drivers can do to help keep insurance costs down, such as the type of car they drive and how they drive it.

“Getting points towards your driver’s license or a traffic conviction increases the price you pay.

“And while it may be tempting to try to change your personal details to get a better price, drivers need to be honest and make sure we have the right information for them, otherwise their coverage could be compromised.”

Less experienced drivers also face higher insurance fees as they are at greater risk of accidents.

10 cheapest family cars to insure

prices per year

  1. Ford Puma – £307.42
  2. Volkswagen Up! – £308.02
  3. Skoda Karoq – £319.06
  4. Mini Clubman – £322.58
  5. Dacia Duster – £331.48
  6. Skoda Kamiq – £336.45
  7. MG ZS – £338.88
  8. Volkswagen T-Roc – £340.03
  9. Seat Arona – £341.81
  10. Suzuki Vitara – £345.90

After the VW Up! The Skoda Citigo is the cheapest 17-year-old car to insure for 17-25 year olds, with premiums averaging £473.

Clare added: “Pricing is dynamic and a variety of factors are taken into account to calculate a price based on the risk someone is presenting to us.

Prices vary from customer to customer

Klara EganChief of the Admiral’s Engine Department

“These don’t work in isolation, but are evaluated together to determine the likelihood that the customer will make a claim in the future. Therefore, prices vary from customer to customer.

“Age is one of the price factors and it can be expensive for a young person to take to the streets, as our index shows.

“The reason younger drivers pay more for their insurance is because they are more likely to have accidents than older drivers and the accidents they do have are also more expensive.

“One of the most effective ways to reduce insurance costs for young drivers is through telematics or black box insurance.

“These little devices measure how you drive and reward safe drivers with discounted insurance.”

The VW Up! is the second cheapest family car to insure


The VW Up! is the second cheapest family car to insure
The Škoda Karoq is the third cheapest family car in terms of insurance


The Škoda Karoq is the third cheapest family car in terms of insuranceCredit: johnwycherley

https://www.thesun.ie/motors/8744481/ten-cheapest-family-cars-to-insure-in-uk/ Ten cheapest family cars to insure in the UK

Fry Electronics Team

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