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Your personal financial questions – Can I start my retirement plan early as a full-time carer?

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QI used to pay into a private pension. Since I look after a disabled child full-time, I have been unable to work for about 15 years and have not paid into the pension fund. There is currently a considerable amount in the pension fund, but not really enough to have a decent pension when you retire. I am 48 years old. Is there a way to make money and access the pension fund at this stage? Or do I have to wait until I’m 65?

A Based on what you’ve outlined, according to Ray McKenna, a partner at employment consultant Lockton, it won’t be possible to pay out your pension now.

https://www.independent.ie/business/personal-finance/your-personal-finance-questions-i-am-a-full-time-carer-so-can-i-access-my-pension-plan-early-41601738.html Your personal financial questions – Can I start my retirement plan early as a full-time carer?

Fry Electronics Team

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