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Your Personal Financial Questions – Should we buy a home now or wait until I get a permanent job?

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Q I am a doctor employed by the HSE and my husband is a journalist (employee). Our total income is €150,000 per year. I expect to qualify as a consultant in two and a half years. We saved €45,000. With the housing crisis we are not sure if we should continue to save and buy knowing our fixed location as I don’t know where to get an appointment yet. Or should we be buying in Dublin now to get up the property ladder?

A You could borrow at least three-and-a-half times your combined income, which equates to a loan amount of $600,000, said Joe Sheahan, head of lending at online broker MyMortgages.ie.

https://www.independent.ie/business/personal-finance/your-personal-finance-questions-should-we-buy-a-home-now-or-wait-until-i-get-a-permanent-position-41413732.html Your Personal Financial Questions – Should we buy a home now or wait until I get a permanent job?

Fry Electronics Team

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